Pet Insurance

[Mama_Mia]

I'm sure there have probably been a thousand threads on this topic, but with how the new site is for now, I'm unable to use the search feature.

What pet insurance company and plan are you using for your Danes? I'm torn between Healthy Paws and Embrace. I'm also looking for a Wellness plan attached to the insurance to cover most of the cost of Mia's spay and pexy in the next couple of months.

Thanks for any suggestions or tips!

[oshagcj914]

I had Healthy Paws and switched to Embrace. I like the fact that Healthy Paws didn't have a cap, but they also don't cover the office visit fee, cost me over twice as much, and raised my rates one year in. Also Healthy Paws does not offer spay/neuter or vaccine coverage. I have been pretty happy with Embrace so far and they've covered what I expected. I did not get the Wellness Plan through Embrace, so I can't comment on it - though you'd better ask about the pexy because I don't think a preventative one will be covered at all even with a Wellness plan. You could also check out Pet Plan...I know some poodle people who have it though I don't have any personal experience with it.

[SuzanneRM82]

We have Embrace too and I've been really happy with it, but I wouldn't bother with wellness. It costs about $20 more a month (for $250 annual coverage), so that's paying $240 to get $250 worth of coverage. A $10 savings. And to get $650 worth of wellness coverage it would cost you an extra $50 a month, so you'd be paying $600 for $650 worth of coverage. Meh.

[lisacp75]

Here was one of the more recent threads:

http://danesonline.com/forums/forum/...-pet-insurance